The XRP Ledger is purpose-built for fast, low-cost payments. Its native features make it ideal for a crypto payment card:
Speed: Transactions settle in 3β5 seconds, enabling real-time conversion at point-of-sale.
Low cost: Transaction fees are fractions of a cent.
Reliability: The XRPL has a proven track record of continuous operation without downtime.
Native stablecoin support: RLUSD runs natively on XRPL with no bridging needed.