Girin Card connects directly to your crypto balances on the XRP Ledger. Here's what happens when you make a purchase:
Add funds to your card with XRP or RLUSD.
You tap or enter your card details at any Visa-accepting merchant.
Instant conversion: Your card balance is converted to the local fiat currency at the live market rate at that exact moment.
Payment settles: The merchant receives fiat as with any normal Visa transaction. The process takes 3-5 seconds.
Self-custody maintained: Girin never has access to your private keys or seed phrase.